What We Do
Brokers Do it Better.
One size does not fit all. As a broker my goal is to find a product that fits the customers needs. Not all lenders are the same, not all lenders work for every borrower, the right lender with the right product is where the magic happens.
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1 Application
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1 Credit Check
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Thousands of Loan Options
FHA
Government-backed loans with flexible credit requirements and low down payment options for buyers
Conventional
Low down payment options for first time homebuyers and income eligible buyers.
VA
Zero down payment loans for eligible veterans and service members with competitive rates and without mortgage insurance.
USDA
USDA offers zero down payments options for properties in eligible rural areas.
Refinance & Home Equity Line of Credit
Lower your rate, access equity, lower your payment, or pay off your home faster. Refinance your 1st mortgage or get a 2nd mortgage and keep your existing 1st.
Specialty
Unique financials? No problem, get access to the funding you need with bank statement or alternative income/ asset based loan programs.
Investment
Build up your investment portfolio with DSCR, fix and flip, and new constuction.
Commercial
Find financing options for retail, office, warehouse, hotel, vacant land, etc with a commercial loan product.
Recent Projects
Cash-Out Refinance to Buy Before Selling
Customer was looking to purchase a new home but needed to buy before they sold. We used alternative income methods and paired it with a loan program that allowed for a higher DTI threshold. Pairing these together allowed the borrowers to purchase a new home and move before selling their departure home.
1031 Exchange with Irrevocable Trust
There are very few lenders that will close a loan in an irrevocable trust. We were able to pair the borrower with the right lender, iron out all of the legal details with the trust requirements AND the 1031 requirements. This allowed them to shift assets in their investment portfolio to a more equitable investment property while maintaining asset protections provided by the trust and take advantage of the tax benefits with a 1031 exchange.
Hard to Qualify VA and FHA
Not all borrowers have a perfect credit history and or the normal assets needed to purchase a home. We have worked with numerous clients with credit in the mid to low 500's get their credit score where it needs to be. We have also worked with realtors and down payment assistance programs to get customers into home's with less than $1000 in their bank account.